MortgageLoans

The Home You Want, With a Lender You Trust!

Buying or refinancing a home is one of life’s biggest decisions—and you deserve a lender who knows you by name. At Eastex Credit Union, we provide personalized mortgage solutions for members across Southeast Texas.
From first-time buyers to seasoned homeowners, we’re here to help you every step of the way.

Mortgage Loans Designed For You

We offer a variety of home loan options tailored to your goals:

Fixed-Rate Mortgages

Stable payments for long-term peace of mind

Refinance Loans

Lower your rate or adjust your loan terms

Low Down Payment Options

Get into a home sooner

Home Equity Loans

Put your home’s value to work

Second Homes

Expand your opportunities

A Personalized Mortgage Experience

With Eastex, you’re never just a loan number. Our dedicated mortgage team works with you one-on-one to:

Understand your homeownership goals
Customize a loan that fits your budget
Guide you through every step of the process
Provide clear, transparent communication

Simple, Streamlined Process

Submit your loan application

Provide basic financial information

Receive a decision from our local lending team

Get the funds you need

We handle the details so you can focus on what matters most…your new home.

Apply For Loan

Frequently Asked Questions

What types of mortgage loans do you offer?

We offer fixed-rate mortgages, for primary residences, refinance loans, home equity loans, and financing for and second homes.

Can I refinance my current mortgage?

Yes. Refinancing may help you lower your interest rate, reduce your monthly payment, or adjust your loan term.

What are closing costs?

Closing costs are fees associated with finalizing your mortgage.

How do I get started?

Contact our mortgage team, or visit the Evadale branch to begin the process. We’ll guide you through your options and next steps.

How long does the mortgage process take?

Timelines vary depending on the loan type and application details, but our team works to keep the process as smooth and efficient as possible.

Start Your Homeownership Journey Today

Whether you’re buying, refinancing, or exploring your options, Eastex Credit Union is here to help.