Lonestar Kids Savings Account (ages 0-12)

Give your child a strong financial start with the Lonestar Kids Savings Account from Eastex Credit Union.

Designed to grow with your child, ages 0-12,, this account helps young members learn the value of saving while building lifelong money management skills.

From birthday cash and allowance deposits to their first lessons in checking and credit concepts, the Lonestar Kids Account is a safe, simple, and educational way to introduce financial responsibility. It’s the perfect place for kids to begin their savings journey—at every stage of life.

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Why Open a Kids Savings Account?

The Lonestar Kids Account is built to support your child’s financial future while keeping banking simple for parents.

  • Encourages healthy saving habits early
  • Helps children learn money management skills
  • Grows with your child into teen and adult banking needs
  • Perfect for birthday money, allowances, and gifts

Account Features & Benefits

  • Only $5 initial deposit required to open
  • No monthly fees
  • No minimum balance requirements
  • Access to convenient digital banking tools

How to Open a Lonestar Kids Account

Opening a youth savings account is simple. Just follow these steps:

Building Strong Financial Futures

At Eastex Credit Union, we believe it’s never too early to start learning about money. The Lonestar Kids Savings Account helps children develop smart financial habits today that will benefit them for years to come.

Open a Kids Account and start building a foundation for lifelong financial success.

Frequently Asked Questions

What is a Lone Star Kids Savings Account?

The Lone Star Kids Savings Account is a youth savings account designed to help children begin building healthy financial habits. It provides a safe place to save birthday money, allowance, and other earnings while introducing kids to the basics of saving and money management.

Who can open a Lone Star Kids Savings Account?

A parent or legal guardian must open the account on the child's behalf. The parent or guardian will need to provide the required identification and documentation during the account opening process.

How much does it cost to open an account?

You can open a Lone Star Kids Savings Account with an initial deposit of just $5.

Are there monthly maintenance fees?

No. There are no monthly service fees and no minimum balance requirements for the account.

What documents do I need to open an account?

To open a Lone Star Kids Savings Account, you'll need:

  • Your child's Social Security Card
  • A parent or guardian's current driver's license
  • A secondary form of identification, such as a Social Security Card, or utility bill.
Can my child access their account online?

Yes. Lone Star Kids accounts include access to convenient digital banking tools, including the Eastex Credit Union mobile app and mobile check deposit (Remote Deposit Capture).

What can my child use the account for?

A Lone Star Kids Savings Account is perfect for saving:

  • Birthday money
  • Allowance
  • Gift money
  • Other cash deposits

It's a great way to encourage regular saving and teach responsible money habits.

What financial skills will my child learn?

As your child grows, they'll begin learning important financial concepts such as:

  • Saving money
  • Budgeting basics
  • Managing checking accounts
  • Understanding credit responsibly

Our goal is to help young members build lifelong financial confidence.

Where can I open a Lone Star Kids Savings Account?

You can visit any Eastex Credit Union branch to open an account, including locations in:

  • Silsbee
  • Evadale
  • Kirbyville
  • Kountze
  • Spurger
Does Eastex Credit Union offer school banking?

Yes. Eastex Credit Union offers a School Banking Program at participating schools. Visit our website for the latest school banking schedule.

Why should I open a savings account for my child?

Opening a savings account early helps children develop positive financial habits, understand the value of saving, and build confidence in managing money as they grow. It's an investment in their financial future.

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