Student Accounts
(ages 13-22)

Help your student build strong financial habits early with a Student Account from Eastex Credit Union.

Designed for young adults, ages 13-17, this account introduces the basics of saving, checking, and credit in a simple, supportive way.

Students like money and we like teaching them how to manage it. It’s a win-win at every stage of life. A Student Account is the perfect place to deposit birthday cash, allowance earnings, and paychecks while learning real-world money management skills.

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Why Choose a Student Account?

The Eastex Credit Union Student Account is designed to grow with your student as they gain financial independence.

  • Learn savings, checking, and credit fundamentals
  • Build real-world money management skills
  • Grow from student banking into lifelong membership
  • Ideal for paychecks, allowances, and gift money

Account Features & Benefits

  • Only $5 initial deposit required to open
  • No monthly fees
  • No minimum balance requirements
  • Convenient digital banking access

How to Open a Student Account

Opening a Student Account is quick and easy. Follow the steps below:

Preparing Students for Financial Success

At Eastex Credit Union, we believe financial education starts early. Our Student Account helps young members gain confidence with money while building the skills they need for a successful financial future.

Frequently Asked Questions

What is a Student Account?

A Student Account is designed for teens and young adults who are beginning to manage their own finances. It provides a convenient way to save money, deposit paychecks, and build smart financial habits while preparing for adulthood.

Who is eligible to open a Student Account?

Student Accounts are available for students who are ready to begin managing their finances. A parent or guardian may be required to assist with opening the account, depending on the student's age. Contact your local Eastex Credit Union branch regarding eligibility requirements.

How much does it cost to open a Student Account?

A Student Account can be opened with an initial deposit of just $5.

Are there monthly maintenance fees?

No. Student Accounts have no monthly service fees and no minimum balance requirements, making them an affordable option for students.

What can I use a Student Account for?

A Student Account is a great place to:

  • Deposit paychecks from a part-time job
  • Save birthday or graduation money
  • Build savings for college or future expenses
  • Learn to manage everyday finances responsibly
Does the account include digital banking?

Yes. Student Accounts include convenient digital banking features, including the Eastex Credit Union mobile app and mobile check deposit (Remote Deposit Capture), so students can manage their money anytime, anywhere.

Will I receive an ATM card?

Yes. Student Account holders receive a FREE Debit Card for convenient access to their funds.

What documents are required to open a Student Account?

To open a Student Account, you'll need:

  • The student's Social Security Card
  • A parent or guardian's current driver's license (when applicable)
  • A secondary form of identification.
What financial skills can students learn with this account?

Student Accounts help young adults develop practical financial skills, including:

  • Saving consistently
  • Managing spending
  • Understanding checking accounts
  • Learning responsible credit concepts
  • Preparing for greater financial independence
Where can I open a Student Account?

Student Accounts can be opened at any Eastex Credit Union branch, including:

  • Silsbee
  • Evadale
  • Kirbyville
  • Kountze
  • Spurger
Why should I open a Student Account?

A Student Account provides the tools and resources to help students confidently manage their money while developing financial habits that will benefit them throughout college, their career, and beyond. Whether it's depositing a first paycheck, saving for a vehicle, or preparing for future goals, a Student Account is a smart first step toward financial independence.

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