Required Minimum $500 Investment. Term Accounts will be subject to early withdrawal penalties. For all accounts, the amount of early withdrawal penalty for your account is based on the term of your account.

The penalty schedule is as follows: Terms of 6 months or less 30 days' dividends. Terms of 12 months 90 days' dividends. Terms of 18-24 months 180 days' dividends. Terms of 36 months or longer 360 days' dividends.