When deciding where to keep your money, the debate between credit unions vs. banks is more important than ever. While both offer similar financial products—like savings accounts, loans, and credit cards—there are major differences in how they operate and serve their members. Credit unions are not-for-profit institutions that prioritize people over profits, often resulting in […]
Month: April 2023
What is an Account Takeover (ATO)?
Account takeover is an attack in which cybercriminals take ownership of online accounts using stolen passwords and usernames. These cybercriminals then use these credentials to commit fraud. These bad actors purchase cardholders’ Personally Identifiable Information (PII) via the dark web—typically gained from social engineering, e.g., phishing, vishing, or smishing attacks (detailed below) or data breaches. […]