Tax season is upon us, so we have compiled a few tips that can help you better prepare for the season ahead. Though Tax Day is a few months away, taking a few preparation steps now can become beneficial for when it eventually arrives. Check out these tax season tips to help you be prepared. […]
Britney Balderas
5 Ways to Recession-Proof Your Finances
As we soon enter into a new year, you may be focusing on goals that you’d like to achieve in 2023. Oftentimes, financial related resolutions to recession proof yourself can consist of cutting up credit cards, paying down debt, and building a savings. With recent economic trends though, it may be wise to hold off […]
6 Ways to Protect Yourself from Holiday Fraud
Spending a little more money online is common during the holiday season as consumers prepare to purchase gifts, travel accommodations, and decorative holiday items. With the hustle and bustle of the holiday season, it’s important to keep watch and protect yourself from holiday fraud. Here are 6 ways to protect yourself from online holiday fraud. […]
Create a Holiday Budget
The last couple of months of the year often involves various expenses that can quickly add up. Holiday spending, traveling to visit family and friends, and purchasing other end-of-year items can feel overwhelming and can quickly put a damper on your holiday cheer. Keep your spirits high with a plan in place. Create a holiday […]
Financial Planning Month
October is recognized as Financial Planning Month. Financial planning consists of reviewing your finances and determining what you’d like to accomplish as the year winds down. Financial planning can include reviewing your budget, investing, tax planning, retirement planning, and other ways to organize your spending and saving habits. Here are 5 tips to help kickstart […]
Budget for Fun Money
When creating a budget, do you leave room for entertainment and personal wants? Much like covering the necessities such as mortgage, auto payments, and other monthly bills, it’s important to carve out a little room in your budget for fun! What Is Fun Money? Fun money is funds you set aside for guilt-free things or […]
5 Bill to Negotiate Down
Before the holidays arrive, now is a great time to review your budget and identify where you can negotiate better prices for certain monthly and recurring expenses. Lowering your bills by negotiating these items can put more money back into your pocket. One way to free up extra cash is to negotiate certain bill payments, […]
5 Projects to Boost Your Home’s Value
5 Smart Projects to Boost Your Home’s Value If you’re a homeowner looking for ways to boost your home’s value, you’re not alone. Whether you’re preparing to sell your house or simply want to invest in long-term comfort and equity, a few strategic upgrades can make a big difference. From minor kitchen tweaks to energy-efficient […]
How Often Should I Check My Credit Score?
As a trusted credit union in East Texas, Eastex Credit Union aims to help our members use best practices and beneficial information regarding their financial journey. One question members may have is: How often should I check my credit score? Unfortunately, there are several myths surrounding credit scores, reports, and how spending habits impact this data. […]