Data breach. That’s been the “it word” for cybersecurity in 2019, and you can’t seem to go more than a week without hearing of another security breach of a huge company. Then, if your information was compromised, thus begins the process of minimizing the negative impacts. Identity Theft and Fraud Trends in 2019 Identity theft […]
Britney Balderas
Can I Get a Car Loan Online?
We have good news for you: it is indeed possible to get a car loan online. You can obtain a loan through the internet for both used and new vehicles. While there is an undeniable appeal to completing this process from the comfort of your home, there are some important facts to consider before making […]
7 Banking Tips for Millennial’s
7 Banking Tips for Millennial’s Living paycheck to paycheck? According to a recent survey by Charles Schwab, 62% of Millennials fit into this category. In the same survey, this generation also stated they spend an average of $478 a month on “nonessentials” including eating out, entertainment and vacations. Overspending and under-saving appear to be the […]
Tips for Smart Spending During the Christmas
The holidays can pose a lot of financial stress for everyone. We want to give our friends and family meaningful presents, but that often translates into spending more than we might have intended. Here are four simple tips to help you stay in budget during the Christmas season.
Put Debt Behind You
Debt, a word that means that something, usually money, is owed or due. It’s a word that no one likes using. It’s understandable where the stigma around that word comes from; debt can leave you stuck, hopeless, and unmotivated. Once you get a game plan together, you will be able to tackle debt and put […]
Roth IRA vs Traditional IRA
What’s the difference between a Roth IRA and Traditional IRAs and which one is best for you? If you just got a full-time job, or have been working for many years, it is important to think about your retirement. Statistics say that the average person will retire at the age of 66 and will […]
The Three “S’s” for College Students
The cliché image of a broke college student only surviving on ramen noodles isn’t so cliché once you actually go to college and become that person. Let’s be real, college is expensive, but why should that mean we have to sacrifice things we “need” as humans, like food and entertainment? With a little bit of […]
What to Look for When Getting a Car Loan
Getting a new car is exciting, but many buyers go in blind and end up getting financially taken advantage of. Go into the process informed about what you can afford and know what to look for when getting a car loan.
Make Your Credit Card Work for You
From multiple charge cards to the first multi-purpose credit card from the Diners Club, all the way to the modern-day credit card, there has been tons of growth in the way people spend money. Credit cards are a more accessible alternative over carrying around cash, especially for big purchases like appliances or a car. The […]