In this age of convenience, many of us depend on the convenience of things like paying for gas at the pump, rather than walking in to pay cash to the inside attendant. But, when you swipe your card at the gas pump, you may be handing thieves what they need to steal money from […]
5 Emergencies to Save up For
Regardless of how well-prepared you are and how fool-proof your plan is, there’s always going to be rainy days in life. If left unabated, these emergencies can quickly snowball into more dire problems and create more financially debilitating situations, such as foreclosure of assets and bankruptcy. To help you overcome these financial troubles, below are […]
How Holiday Shopping Can Impact your Credit Score
Credit cards can make holiday shopping a breeze. But think again before you start swiping. If you don’t plan properly, those easy breezy shopping trips can turn into a storm of financial headaches. A recent study shows that more consumers are spending more and budgeting less during the holiday season. Almost half are using credit […]
Should I Co-Sign for a Family Member?
Imagine that your son has gone off to college, comes home one weekend and says “Dad, I found this truck I want to purchase, but the Credit Union says I need a co-signer. Will you co-sign on it for me?” This is a common scenario for students to ask their parents to co-sign on a […]
EMV Chip Card
EMV Chip Cards: The new standard in Card Protection Coming this fall, Eastex CU will be upgrading our Visa Credit Cards and Visa Debit Cards to the new EMV Smart Chip Technology to provide our members the highest level of card security available We all use our credit cards and debit cards every day – […]
Must-Have Tips For Traveling Abroad with Debit Cards and Credit Cards
There are few things as mind-blowing as traveling abroad. It could be for work, vacation, visiting relatives or more. Prior to leaving, you may be concerned about dealing with finances in a foreign country. It can be challenging to access your money while abroad to pay for anything. The use of debit or credit cards […]
Is Your Favorite Charity Using Donations Responsibly?
Making a donation to charity can be a rewarding experience and make you feel better about yourself as a person. However, you should be aware that not all charities will use your money responsibly. In fact, some charities are nothing more than scams that designed to take your money and fund a con artist’s lifestyle. […]
What Is The Best Way To Plan For Early Retirement?
Early retirement means having the financial freedom to not have to work another day for the rest of your life. It means being able to live comfortably and even travelling when you want to. Since many of these goals aren’t realizable until after you retire, here are some tips to push forward your retirement age […]
How to Keep Your Home Safe While On Vacation
The point of going on vacation is to relax and escape from reality for a week or two. However, you still need to make sure that everything is alright at home while you are away. What can you do to keep your home safe when you are not there to protect it? Discontinue Your Mail […]