Summer often brings sunshine, vacations, and time with family, but it can also bring unexpected expenses. Whatever these financial curveballs may be, there’s always a way to be prepared, which is why you should have an emergency fund. At Eastex Credit Union, we believe in helping our members build more than savings; we help you […]
How to Improve Your Credit Score with Help from Your Credit Union
When it comes to improving your credit score, it can seem like an impossible task. Numerous factors can positively or negatively impact it, so you may wonder why I should pay attention to my credit score. Improving your credit score can open the door to better financial opportunities, lower interest rates, easier loan approvals, and […]
Vacation Loans and Recreation Loans: 2 Ways to Unlock Your Dream Summer Adventures
Summer is all about making memories, and whether you’re planning a dream vacation, heading to a concert, or gearing up for weekends on the lake, you may be looking into vacation loans and recreation loans to make this the best summer yet. At Eastex Credit Union, we offer two seasonal loan options to help you […]
Why Credit Unions are the Best Choice for Small Business Banking
Small businesses are the heartbeat of our communities, brewing our coffee, fixing our cars, designing our websites, and bringing bold ideas to life. But behind every thriving small business is a smart financial strategy, and choosing the right small business banking partner is an important part of that. That’s why credit unions are for small […]
5 Key Afterpay Facts: What You Should Know Before You Click
Afterpay Facts: Learn about Buy Now, Pay Later Buy now, pay later services like Afterpay have exploded in popularity, and it’s easy to see why. With the promise of interest-free installments and no credit checks, they offer a simple way to spread out payments. But is it really that straightforward? Whether you’re trying to avoid […]
The Importance of Youth Savings Accounts & Financial Education
Financial Education starts when youth savings accounts are opened. In today’s fast-paced world, the economy changes quickly and without warning. Financial education is no longer optional, it’s become essential. According to a survey cited by the National Association of Student Financial Aid Administrators (NASFAA), only 40% of four-year and 45% of two-year college students have […]
5 Reasons Why Financial Literacy is Important
In today’s fast-paced world, financial decisions can be overwhelming, which makes financial literacy so important for consumers. You need to keep track of your budget and monthly expenses, save up for a big purchase, plan for retirement, and so much more. At Eastex Credit Union, we want to help you grow your financial literacy […]
Choosing the Right IRA: Traditional vs Roth for Your Retirement Savings
Planning for retirement is one of the most important financial decisions you’ll ever make, and deciding on traditional vs Roth IRAs is an important decision. There are many savings options, but which is right for you? Regarding individual retirement accounts (IRAs), they offer two options: Traditional and Roth IRAs. Understanding the key differences between these […]
Setting SMART Savings Goals
Setting SMART Savings Goals When it comes to saving money, it’s not just about putting aside a little each month, it’s about having a plan that works for you. Whether you’re planning for a major life event, an emergency fund, or simply want to grow your savings, setting smart goals is the first step toward […]