As we make our way to the end of the year, it’s time to start thinking about your new year’s savings goals! We are all guilty of making resolutions that we don’t stick to, so let’s make this next year different. We encourage you to choose two things from our list below and focus on […]
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Budget Planning Tips for Couples
How To Make A Budget Plan as a Couple Much like tango, it takes two to create a sensible budget. This notion rings especially true for couples. Though the topic of finances can be touchy in relationships, budget planning bodes well for a stable, prosperous future. If budgeting for couples is new to you, here […]
Holiday Shopping Tips
The holidays may look a little different this year, but that doesn’t mean your traditions can’t stay the same! We know one of those traditions is Black Friday and Cyber Monday shopping. This year, Cyber Monday may be your best friend to stay away from large crowds and skip waiting in those long lines, but, […]
What is a Line of Credit and How Does it Work?
What Is a Line of Credit? A line of credit is an amount of money that a credit union agrees to lend you. You are not required to take possession of the entire sum. Instead, you will be able to make withdrawals when you need to until the entire amount that you were approved to […]
Trick or Treating Safety Tips
It’s officially that spooky time of year. Pumpkin carving, haunted hayrides, scary movies, Halloween costumes and trick-or-treating! We know your little ones are getting excited for all the candy they’re going to get this year, but safety comes first. Eastex CU cares about the safety of our members and their families. We want to see […]
Why Did My Credit Score Drop?
Have you checked your credit score recently? Were you happy with the number looking back at you? If not, there are a number of reasons as to why your score may have dropped. Your credit score represents how well you pay your bills, control your debt and overall shows how financially responsible you are. […]
What to do if You’re Falling Behind on a Loan
What happens if you’re late on a loan payment? There are the fees and the credit score losses, of course, but there’s also often a general feeling that one’s finances are falling out of control. If you find yourself forced to make a late loan payment, don’t panic – you can follow the steps below […]
How to Sell Your Home During a Pandemic
The precautions stemming from the coronavirus outbreak exist to keep us safe, yet the sudden slowdown forces everyone to pause, focus, and reevaluate their priorities. For many, the goal is to buy and/or sell a home. Eastex has a few tips on how to get your home ready to sell and succeed by putting these […]
What is a Money Market Account?
A money market account is exactly like a savings account but with some checking account features. They typically have a higher minimum deposit or balance requirements than a savings account. So, it’s important to look at your options before choosing a money market. You will usually see them come with checks or debit cards that […]