When deciding where to keep your money, the debate between credit unions vs. banks is more important than ever. While both offer similar financial products—like savings accounts, loans, and credit cards—there are major differences in how they operate and serve their members. Credit unions are not-for-profit institutions that prioritize people over profits, often resulting in […]
Category: News
What is an Account Takeover (ATO)?
Account takeover is an attack in which cybercriminals take ownership of online accounts using stolen passwords and usernames. These cybercriminals then use these credentials to commit fraud. These bad actors purchase cardholders’ Personally Identifiable Information (PII) via the dark web—typically gained from social engineering, e.g., phishing, vishing, or smishing attacks (detailed below) or data breaches. […]
Help Your Child Establish Credit History
How to Help Your Child Establish Credit History Early Helping your child establish and build credit early on is one of the most valuable financial gifts you can offer. A strong credit history can open the door to future financial opportunities such as better loan terms, lower interest rates, and even higher chances of rental […]
Avoid Falling for These 5 Trending Online Scams
Scammers continue to evolve to the latest technology trends and current events and aim to steal your personal information. Here are five trending online scams to watch out for. Smishing Smishing is a type of fraud that takes place through text messages (SMS messages give the name of Smishing). To gain your personal information, scammers […]
Love Your Credit Card
Love is in the air! Why not love your credit card? At Eastex Credit Union, we offer VISA credit cards that are designed to bring you maximum rewards with easy accessibility. Reward yourself with a card you’ll love with an Eastex Credit Card! Our VISA Platinum Card features We know you’ll love our VISA Platinum […]
Scholarships at Eastex Credit Union
College costs which include tuition, textbooks, and housing can quickly add up. College tuition for Texas for the 2020-2021 school year averaged around $11,460. Because college finances can quickly add up, Eastex Credit Union aims to help six deserving high school seniors or undergraduate students with a $500 scholarship who are currently members of the […]
Simplify Your Finances in 2023
January is a great time to review your finances as many people resolve to save more, pay off debt, and set other financial goals. If you have multiple lines of debt – such as credit cards, retail store cards, medical debt, student loans, and other high-interest personal loans – consolidating into one monthly payment may […]
Tax Season Tips
Tax season is upon us, so we have compiled a few tips that can help you better prepare for the season ahead. Though Tax Day is a few months away, taking a few preparation steps now can become beneficial for when it eventually arrives. Check out these tax season tips to help you be prepared. […]
5 Ways to Recession-Proof Your Finances
As we soon enter into a new year, you may be focusing on goals that you’d like to achieve in 2023. Oftentimes, financial related resolutions to recession proof yourself can consist of cutting up credit cards, paying down debt, and building a savings. With recent economic trends though, it may be wise to hold off […]