Should I Rent or Buy a Home? Perhaps you have been renting for a couple of years and begin thinking to yourself, “Am I throwing my money away? Should I go ahead and take the plunge and purchase a home? After all, it is the American Dream, right?” Sure, but it takes more than dreaming. […]
Category: News
Small Business Saturday – Shop Local!
In the age of global markets and capitalism is it easy for small businesses to struggle and fail. But, we have the power to change this. Small Business Saturday started in 2010 and has taken off to support small hometown businesses. American Express started the “Small Business Saturday” to bring attention to smaller stores […]
5 Tips for Safe Online Shopping This Holiday Season
Malware. Phishing. Straight up identity theft. These are just a few of the ways cyber crooks look to separate you from your cash. But shopping for holiday gifts online is a phenomenon that is not going away, so safe online shopping is imperative. After all, there are no long lines, fistfights over the latest toy […]
Credit Card Skimming at the Gas Pump
In this age of convenience, many of us depend on the convenience of things like paying for gas at the pump, rather than walking in to pay cash to the inside attendant. But, when you swipe your card at the gas pump, you may be handing thieves what they need to steal money from […]
5 Emergencies to Save up For
Regardless of how well-prepared you are and how fool-proof your plan is, there’s always going to be rainy days in life. If left unabated, these emergencies can quickly snowball into more dire problems and create more financially debilitating situations, such as foreclosure of assets and bankruptcy. To help you overcome these financial troubles, below are […]
How Holiday Shopping Can Impact your Credit Score
Credit cards can make holiday shopping a breeze. But think again before you start swiping. If you don’t plan properly, those easy breezy shopping trips can turn into a storm of financial headaches. A recent study shows that more consumers are spending more and budgeting less during the holiday season. Almost half are using credit […]
Should I Co-Sign for a Family Member?
Imagine that your son has gone off to college, comes home one weekend and says “Dad, I found this truck I want to purchase, but the Credit Union says I need a co-signer. Will you co-sign on it for me?” This is a common scenario for students to ask their parents to co-sign on a […]
EMV Chip Card
EMV Chip Cards: The new standard in Card Protection Coming this fall, Eastex CU will be upgrading our Visa Credit Cards and Visa Debit Cards to the new EMV Smart Chip Technology to provide our members the highest level of card security available We all use our credit cards and debit cards every day – […]
Must-Have Tips For Traveling Abroad with Debit Cards and Credit Cards
There are few things as mind-blowing as traveling abroad. It could be for work, vacation, visiting relatives or more. Prior to leaving, you may be concerned about dealing with finances in a foreign country. It can be challenging to access your money while abroad to pay for anything. The use of debit or credit cards […]